Guernsey is home to a specialist insurance industry

Why Guernsey for Insurance?

Guernsey provides specialist insurance services, including expertise in captives, insurance-linked securities, reinsurance, managing general agents, longevity risk and run-off insurance.

Guernsey has an innovative insurance industry - creator of the Protected Cell Company structure and the world's first ESG framework for insurers.

With more than 100 years experience in captives, Guernsey is a global leader and Europe's number one domicile for captive insurance with a fast track pre-authorisation scheme for PCCs.

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Flexible and pragmatic regulator

With a regulatory regime that is more flexible than Solvency II or equivalent

Supportive environment

For all services, including boutique providers

Innovative industry

With a fast track pre-authorisation scheme for PCCs

Committed to sustainable finance

With a robust ESG framework for insurers

With more than 100 years of experience, Guernsey is a global leader and Europe's number one domicile for captive insurance.

More than 40% of UK FTSE 100 companies have captives domiciled in Guernsey. Guernsey-domiciled captives are also popular in Europe, the Americas, Middle East, Asia, South Africa, Australia and the Caribbean.

Guernsey is recognised as a centre for reinsurance, including collateralised catastrophe reinsurance, with a focus on sustainability. 

Reinsurance in Guernsey covers a diverse range of risks, including the reinsurance of humanitarian aid, satellites, football clubs and players, lottery risk and marine reinsurance.

Guernsey's experience and expertise in both the investment funds and insurance sectors are combined in its ILS offering. Guernsey offers bespoke access for investors and managers to ILS opportunities.

Guernsey's insurance expertise, access to alternative capital markets and flexible and pragmatic approach to regulation make it a key domicile for Managing General Agents

Guernsey's expert insurance industry and track record of innovation supports a thriving environment for managing run-off insurance.

The Guernsey International Insurance Association (GIIA) 

GIIA was formed in 1983 to represent the combined interests of both Guernsey insurers and Guernsey insurance managers. The Guernsey insurance industry has historically been dominated by captive insurance and protected cell companies, at least in terms of the number of licensed insurers operating from the island.  Almost all of these insurers are run by licensed insurance managers. This inevitably means that the majority of insurance professionals represented in the association are insurance managers. However, the membership also includes all the island’s major international life assurers.

In recent years, the Guernsey Insurance Industry has expanded through the development of insurance linked securities (ILS) products and Guernsey insurers also provide a significant share of the market capacity for Kidnap & Ransom (K&R) and Fine Art insurance today.

Visit the GIIA Website

Guernsey Financial Services Commission Logo

The Guernsey Financial Services Commission

The GFSC is the regulatory body for the finance sector in the Bailiwick of Guernsey.

Visit the GFSC website.


Captive Insurance

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Rocq Capital

Private Wealth

Trident Trust Company (Guernsey) Limited

Private Wealth

Provident Fiduciary Group

+44 (0) 1481 726300

[email protected]

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Private Wealth

Beauvoir Group

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